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The Long-Term Care Insurance Benefits Dictionary

In simple language this guide tells you about:

Policy Gatekeepers, Definitions of Benefits, Alternate Care Benefits, Home Health Care, Adult Day Care, Hospice Care, Bed Reservation, Recurring Conditions, Return of Premium, Paid up Premiums, Waiver of Premiums, How to File a Claim, Exclusions and Limitations and Much, Much More

Copyright © 1992 & 1998

Activities of Daily Living (ADL) Actual Charges Actual Expense Based on Reasonable and Customary Charges
Adult Day Care Centers Age Restrictions Alternate Care Facilities
Alternate Plan of Care Bed Reservation Benefits Benefit Limits
Benefit Multiplier Calendar Year Care Advisory Benefit
Caregiver Training Carrier Evaluation, Criteria And Payment Process Case Managers
Chore Services Chronically Ill Co-Payment
Cognitive Impairment Confined Hospice Care Conformity With State Statutes
Consumer Price Index Continual One-To-One Assistance Continuation For Alzheimer's Disease
Continuation For Cognitive Impairments Provisions Contract Convalescent Care Facility
Coordination Of Benefits Covered Home Health Care Services (Nonconfined) Benefits Covered Nursing Care Facility (Confined) Benefits
Covered Person Criminalization Custodial Care
Daily Maximum Deferred Option Determining Policyholder's Total Policy Benefits
Determining Policyholder's Total Policy Premiums Discount Rate Eldercare Locator
Elimination Period (Deductible Period) Equipment Purchases Exclusions and Limitations(What's Not Covered)
Extension of Benefits Free-Look Period Functionally Disabled
Gatekeepers Geriatrics Manager Governing Jurisdiction
Grace Period Group LTC Insurance Guaranteed Increase Option
Guaranteed Renewable For Life HIPAA Home Care Agency
Home Health Aide Home Health Care Home Health Care
Home Hospice Care Home Recovery Benefits How To Appeal
Immediate Family Income Rules Indemnity Benefit
Inflation Rate Informing The Carrier Of A Claim Instrumental Activities of Daily Living (IADL's)
Intermediate Nursing Care Irrevocable Trusts Legal Action
Level Premium Lifetime Waiver of Premium For Survivor Loss Ratio
Medicaid Medical Underwriting Medically Necessary
Medicare Medigap Mental and Nervous Disorders
Misstatements of Age National Institute on Aging Non-duplications of Benefits
Non-Qualified Policies Noncancellable Nonforfeitures Benefits
Nonparticipating Paid Up Benefits Paid Up Premiums
Paying Premiums Payment Of Claims Period of Care
Personal Benefit Account Personal Care Physical Examinations
Policy Taking Effect Policyholder's Role Pre-Existing Conditions
Premiums Paid Beyond the Policyholder's Death Premiums Prevailing Expenses
Prior Care Requirements Rating Class Recurring Condition
Reinstatement Respite Care Restoration Benefits
Return Factor Return of Premium Revocable Trusts
Right To Cancel At Any Time Schedule of Benefits Service Plan
Severe Cognitive Impairment Skilled Nursing Care Spend Down
Spousal Impoverishment Act Standby Assistance Substantial Assistance
Substantial Supervision Survivor Benefits Tax-Qualified Policies
Temporary Insurance Temporary Insurance Time Involved For Payment Of Claim
Time Limit On Certain Defenses Time Periods Trusts
Underwriting Unearned Premium Unpaid Premiums
Waiver of Premium When To File
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